A personal loan is a financial instrument making it easy for everyone to get rid of their financial worries. Without any collateral, lenders offer individuals funds at a low-interest rate, if you have a good credit score. Previously, applying for a loan was a painful task, as one had to wait in long lines for the application form, fill several forms, and submit a lot of paperwork. However, the entire process is simplified now.
From loan application to approval, and then disbursal, everything is a few clicks away. You can now apply for the loan by downloading the personal Loan app anytime, anywhere. With an instant personal loan, all your financial shortcomings will be sorted easily.
Why Choose Fullerton India Personal Loan app?
In this digital age, various lenders are available online, offering instant personal loan at exciting rates through their loan apps. Fullerton India’s Instaloan app stands out from the rest because of the multiple benefits it provides to salaried borrowers. Some of them are discussed below:
- Digital Application Process
Fullerton India app is available on Google Play Store and Apple store. So, whether you are an Android or IOS user, download the app, and start your application process. All you need to do is mention details such as:
- Personal details: Name, address, date of birth, gender, marital status, contact details, etc.
- Professional details: Name of your current company, salary, etc.
- Banking details: Account number, bank name, branch, etc.
- Track Loan Application Status Online
After receiving the loan application, you’ll be informed regarding your eligibility for the loan, and the amount you can borrow. You can also track your loan application status with the auto-generated application number. The loan processing starts after uploading the required documents.
- No Physical Documentation
Fullerton India does not require any physical documentation. Instead, one can upload all their relevant documents online through the app and get the loan approval. You need to upload the following documents:
- PAN Card & valid address proof for KYC
- Proof of employment
- Previous three months’ salary slips
- Last six months’ bank statements
- Quick Loan Processing
The personal loan procedure was relatively lengthy. Not any more with the Fullerton India Personal Loan app. Applicants can know their eligibility for the loan and amount they can borrow instantly. The loan processing time is also reduced considerably due to e-KYC and documentation.
- No Collateral Required
For Fullerton India, you are not required to pledge any asset as collateral. It is a completely hassle-free and seamless process.
- Multipurpose Personal Loan
With the instant loan app, you can now plan for all future expenses and manage all your emergencies. Whether it is for a vehicle, wedding, vacation or higher studies, Fullerton India has a loan for all your needs. You no longer need to exhaust your savings. Plan your finances smartly with monthly EMIs. Whatever your need be, Fullerton India’s personal loan has got you covered!
- Attractive Loan Terms
Fullerton not just provides loan; it also offers customer-friendly loan terms to the applicant. You can get a loan amount up to Rs 25 Lakhs attractive interest rates and flexible repayment tenures (12-60 months) subject to meeting the eligibility criteria.
- Tools
To make the personal loan process easier for applicants, Fullerton India offers several tools such as eligibility calculator, EMI calculator and many more. These tools help you understand the maximum amount you may be eligible for and plan your monthly EMIs even before you apply for the loan.
- Customer Helpdesk
If you have any confusion or doubts, you can drop an email at [email protected] or call at 18001036001 (9 am to 7 pm except for Sundays & Public Holidays). For urgent queries, please visit your nearest branch.
Conclusion
With Fullerton India, you get more than just a personal loan. With so many features and benefits, a personal loan is no longer a nightmare for you. Avail a personal loan and easily manage your finances. Download Fullerton India personal loan app now from the Google Play Store or Apple Store.
