{"id":1773,"date":"2020-11-08T08:19:00","date_gmt":"2020-11-08T08:19:00","guid":{"rendered":"https:\/\/www.voozon.com\/?p=1773"},"modified":"2020-11-08T08:19:00","modified_gmt":"2020-11-08T08:19:00","slug":"uninsured-3-arguments-that-will-convince-you-to-get-health-insurance","status":"publish","type":"post","link":"https:\/\/www.voozon.com\/uninsured-3-arguments-that-will-convince-you-to-get-health-insurance\/","title":{"rendered":"Uninsured? 3 Arguments That Will Convince You to Get Health Insurance"},"content":{"rendered":"

Should I purchase health insurance or not?<\/span><\/p>\n

If you\u2019re asking yourself this question, you\u2019re not alone. Millions of Americans find themselves in this conundrum, and it\u2019s easy to see why.<\/span><\/p>\n

Health insurance typically takes care<\/a> of most of your medical expenses when you\u2019re ill. To get and maintain coverage, you pay monthly premiums, <\/span>about $500<\/span><\/a>. This isn\u2019t a small amount.<\/span><\/p>\n

If you\u2019re uninsured, you have to pay for your treatment out of pocket. But what if you\u2019re in good health and rarely fall sick? It\u2019s not uncommon for people to go for several years without falling ill, after all. In this case, won\u2019t you have wasted the money you paid to get coverage?<\/span><\/p>\n

Well, you can make that argument, but it\u2019s in your best interest to get health insurance, whether you\u2019re healthy or not. Continue reading to learn why:<\/span><\/p>\n

1. The Rising Costs of Healthcare<\/b><\/h2>\n

It\u2019s easy to be unbothered by the rising costs of healthcare in the country if you\u2019re in good health. For instance, did you know the average <\/span>cost of a hospital stay<\/span><\/a> is $10,000?<\/span><\/p>\n

Even if your biggest reason for not getting health insurance is your young age and good health, there\u2019s no guarantee that you won\u2019t fall ill. Or you could be involved in an accident that causes you severe injuries. Given the high healthcare costs, you\u2019ll be faced with a massive bill, which, without any health plan, will force you to pay out of pocket.<\/span><\/p>\n

Seriously, thousands of Americans have gone into debt and bankruptcy because of medical bills. Don\u2019t run this risk.<\/span><\/p>\n

You might be spending as much as $6,000 every year on health insurance, but even if you never fall ill, the peace of mind you\u2019ll get is priceless.<\/span><\/p>\n

2. Routine Health Checks<\/b><\/h2>\n

It\u2019s advisable to get routine or annual health checks.<\/span><\/p>\n

Unfortunately, most people don\u2019t do this for two reasons: they\u2019re in good health or the high cost of these checks.<\/span><\/p>\n

You see, just because you\u2019re in good physical health doesn\u2019t mean you\u2019re healthy. Most diseases don\u2019t show signs and symptoms until they\u2019re in advanced stages. Routine checks will help catch such diseases before it\u2019s too late.<\/span><\/p>\n

However, if you don\u2019t have any health insurance plan, how are you going to pay for these checks? Even if you can afford to pay for them when needed, you might have different priorities.<\/span><\/p>\n

When you have health insurance, you have a greater incentive to get these checks. After all, if you\u2019re paying premiums and you\u2019re not getting hospitalized, why not put your money to use by spending your coverage on health checks?<\/span><\/p>\n

3. There Are Different Types of Health Plans<\/b><\/h2>\n

You cannot say that you don\u2019t have health insurance coverage because you cannot find a plan that suits your needs. There are health plans for almost every need.<\/span><\/p>\n

Broadly speaking, there\u2019s government insurance and private insurance. Government insurance has its limitations, but private insurance offers great diversity and flexibility. <\/span>See more here<\/span><\/a>.<\/span><\/p>\n

If you do some research, you\u2019ll find a plan that suits your health and financial<\/a> situation in no time.<\/span><\/p>\n

Don\u2019t Go Through Life Uninsured<\/b><\/h2>\n

If you\u2019re uninsured, you certainly have your reasons. However, it\u2019s not the right thing to do. The benefits of having health insurance far outweigh the costs. Start shopping for health insurance quotes.<\/span><\/p>\n

Keep tabs on our blog for more tips and insights.<\/span><\/p>\n

Should I purchase health insurance or not?<\/span><\/p>\n

If you\u2019re asking yourself this question, you\u2019re not alone. Millions of Americans find themselves in this conundrum, and it\u2019s easy to see why.<\/span><\/p>\n

Health insurance typically takes care<\/a> of most of your medical expenses when you\u2019re ill. To get and maintain coverage, you pay monthly premiums, <\/span>about $500<\/span><\/a>. This isn\u2019t a small amount.<\/span><\/p>\n

If you\u2019re uninsured, you have to pay for your treatment out of pocket. But what if you\u2019re in good health and rarely fall sick? It\u2019s not uncommon for people to go for several years without falling ill, after all. In this case, won\u2019t you have wasted the money you paid to get coverage?<\/span><\/p>\n

Well, you can make that argument, but it\u2019s in your best interest to get health insurance, whether you\u2019re healthy or not. Continue reading to learn why:<\/span><\/p>\n

    \n
  1. The Rising Costs of Healthcare<\/b><\/li>\n<\/ol>\n

    It\u2019s easy to be unbothered by the rising costs of healthcare in the country if you\u2019re in good health. For instance, did you know the average <\/span>cost of a hospital stay<\/span><\/a> is $10,000?<\/span><\/p>\n

    Even if your biggest reason for not getting health insurance is your young age and good health, there\u2019s no guarantee that you won\u2019t fall ill. Or you could be involved in an accident that causes you severe injuries. Given the high healthcare costs, you\u2019ll be faced with a massive bill, which, without any health plan, will force you to pay out of pocket.<\/span><\/p>\n

    Seriously, thousands of Americans have gone into debt and bankruptcy because of medical bills. Don\u2019t run this risk.<\/span><\/p>\n

    You might be spending as much as $6,000 every year on health insurance, but even if you never fall ill, the peace of mind you\u2019ll get is priceless.<\/span><\/p>\n

      \n
    1. Routine Health Checks<\/b><\/li>\n<\/ol>\n

      It\u2019s advisable to get routine or annual health checks.<\/span><\/p>\n

      Unfortunately, most people don\u2019t do this for two reasons: they\u2019re in good health or the high cost of these checks.<\/span><\/p>\n

      You see, just because you\u2019re in good physical health doesn\u2019t mean you\u2019re healthy. Most diseases don\u2019t show signs and symptoms until they\u2019re in advanced stages. Routine checks will help catch such diseases before it\u2019s too late.<\/span><\/p>\n

      However, if you don\u2019t have any health insurance plan, how are you going to pay for these checks? Even if you can afford to pay for them when needed, you might have different priorities.<\/span><\/p>\n

      When you have health insurance, you have a greater incentive to get these checks. After all, if you\u2019re paying premiums and you\u2019re not getting hospitalized, why not put your money to use by spending your coverage on health checks?<\/span><\/p>\n

        \n
      1. There Are Different Types of Health Plans<\/b><\/li>\n<\/ol>\n

        You cannot say that you don\u2019t have health insurance coverage because you cannot find a plan that suits your needs. There are health plans for almost every need.<\/span><\/p>\n

        Broadly speaking, there\u2019s government insurance and private insurance. Government insurance has its limitations, but private insurance offers great diversity and flexibility. <\/span>See more here<\/span><\/a>.<\/span><\/p>\n

        If you do some research, you\u2019ll find a plan that suits your health and financial<\/a> situation in no time.<\/span><\/p>\n

        Don\u2019t Go Through Life Uninsured<\/b><\/p>\n

        If you\u2019re uninsured, you certainly have your reasons. However, it\u2019s not the right thing to do. The benefits of having health insurance far outweigh the costs. Start shopping for health insurance quotes.<\/span><\/p>\n

        Keep tabs on our blog for more tips and insights.<\/span><\/p>\n

         <\/p>\n","protected":false},"excerpt":{"rendered":"

        Should I purchase health insurance or not? If you\u2019re asking yourself this question, you\u2019re not alone. Millions of Americans find themselves in this conundrum, and it\u2019s easy to see why. Health insurance typically takes care of most of your medical expenses when you\u2019re ill. To get and maintain coverage, you pay monthly premiums, about $500. […]<\/p>\n","protected":false},"author":1,"featured_media":1774,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[156],"tags":[],"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/www.voozon.com\/wp-json\/wp\/v2\/posts\/1773"}],"collection":[{"href":"https:\/\/www.voozon.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.voozon.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.voozon.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.voozon.com\/wp-json\/wp\/v2\/comments?post=1773"}],"version-history":[{"count":1,"href":"https:\/\/www.voozon.com\/wp-json\/wp\/v2\/posts\/1773\/revisions"}],"predecessor-version":[{"id":1775,"href":"https:\/\/www.voozon.com\/wp-json\/wp\/v2\/posts\/1773\/revisions\/1775"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.voozon.com\/wp-json\/wp\/v2\/media\/1774"}],"wp:attachment":[{"href":"https:\/\/www.voozon.com\/wp-json\/wp\/v2\/media?parent=1773"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.voozon.com\/wp-json\/wp\/v2\/categories?post=1773"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.voozon.com\/wp-json\/wp\/v2\/tags?post=1773"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}