In theory, budgeting is a great initiative to put your financial life in order. But in practice, it is really challenging. That’s because most of us see our budget as our way on how we would like to spend our money rather than a reality-check on just how much we can only spend to achieve […]
Banks will increasingly tighten lending criteria over the next three months, approvals for credit cards and loans will fall and interest-free term lengths will shrink, banking giants and building societies predict. The Bank of England’s latest credit conditions survey revealed lenders by a large margin believe the availability of unsecured credit for households will decrease […]
All of us use credit cards nowadays. It makes our financial transactions very convenient and reduces time consumption greatly. Citibank is one such bank which offers a card called Citicard. With the Citicard one can perform all transactions digitally without needing a passbook. The bank has branches in a lot of countries and offers many […]
